Instant payday loans are becoming increasingly popular in the UK because they are easy to apply for and you can get an instant decision within minutes of the application. With this kind of easy application process, instant decision and instant cash, it’s very easy to get access to instant online cash if you really need it. All you need for each of these lenders is to be over 18 years of age, be in employment with a salary, be a UK resident and also hold a bank account with a debit card.
We are going to cover the best payday lenders that include instant payday loans for bad credit, no credit check loans and also how long it takes from application to your bank account. All the instant decision payday lenders mentioned in this article are all online, are all direct lenders (no brokers) and all give some sort of instant approval (or same day in some cases). Let’s get started.
Wage Day Advance – Best for instant payday loans with no credit check or bad credit
Wage Day Advance are the only UK payday loans lender that don’t perform a credit check! They are a very well established direct lender and supply many people with bad credit payday loans with an instant decision. They give instant approval (or same day at the latest) online via their website and also provide a very fair rate considering they don’t perform credit checks.
Wonga – Best for INSTANT application and money to bank
Wonga are the market leader when it comes to instant payday loans online and they certainly deliver. In our REAL Wonga review they had a ‘application to cash in bank time’ of around 8 minutes and this included all the digital signature, mobile phone verification and everything. That is a very fast instant payday loan! We were also pleasantly surprised with how they kept you informed throughout the repayment process too, reminding you of your repayment date along with once they’ve successfully taken payment and cleared your loan. 10 out of 10 for communication there.
Payday UK – Best for instant payday loans over £400
Payday UK are the best choice for instant cash payday loans if you’re looking to borrow £400 or more. They have a very easy application process online together with an instant decision based on what you enter. They also have a number you can call if that’s what you prefer (which you don’t see much for online payday loans). They have instant approval, no hidden charges and also an easy calculator to check repayments.
Hope you’ve found this article useful, we’ve tried to give you the best lenders (no brokers) for no credit check or bad credit, very fast instant payday loans and also for payday loans above £400. We hope you find the best instant payday loan for you. Comments are always welcome via our contact page. Thank you.